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You can change the payment method to credit card or invoice after the free period has ended.You can also use the PCM_OP_CUST_SET_BILLINFO opcode to set the payment method.To determine how to charge customers at account creation: You do not need to restart the CM to enable this entry.Use the PCM_OP_PYMT_POL_SPEC_COLLECT policy opcode to customize whether to charge the customer immediately for all or part of the current account balances during account creation or to defer the charges to a later date.Alternatively, you can write a simple application to periodically check accounts and flag the accounts that have been created without verification. By default, BRM logs credit card validations against the root account during account creation.

Instead, a connection to Paymentech results in a ”no answer” error immediately.

The Issuing bank authenticates the cardholder’s identity by requiring the entry of a password tied to the credit card.

Visa offers the protocol under the name Verified by Visa, Master Card as Master Card Secure Code, and JCB International as J/Secure.

Tip: If the credit card payment service is not available and you still want to create accounts, you must isolate those accounts for later credit card authorization.

Modify the PCM_OP_PYMT_POL_VALIDATE policy source file either to save a list of permissive account creation or to send email to the system administrator.

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For example, Visa AVS Code Y means that the street address and the 5 digit zip code provided match what the issuer has on file.

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